Retirement Education Courses for Ages 55-70
Do You Feel Prepared For Retirement?
Do You Have A Plan?
In Our Course, You Will Discover:
- How long your retirement will last
- How to afford your Florida lifestyle
- Minimize taxes & use tax law to your advantage
- How to build an income plan
- Avoid the behaviors that cause many investors to lose money
- How to beat inflation and volatility issues
- 3 primary risks retirees face after retiring
- IRA vs. Roth IRA: Which is better?
- How to handle healthcare & long-term care issues
A Note About Retiring in Today's World
Never before has retirement been as difficult to prepare for as it is today!
Here is why…
- Healthcare costs are increasing at an alarming rate with no end in sight.
- With our country’s debt and liability increasing, taxes could potentially increase in the future.
- Pensions are slowly disappearing and companies are offering 401k plans instead – shifting the responsibility of retirement onto your shoulders.
The responsibility for proactive financial planning has never been greater!
UPCOMING COURSES
Florida Gulf Coast University
JUNE 19 & 26
10am to 12 pm
10501 FGCU Boulevard South
Cohen Room 162
Fort Myers, FL 33965
This course consists of two, 2-hour sessions: Afternoon or Evening.
JUNE 20 & 27
2pm to 4 pm
10501 FGCU Boulevard South
Cohen Room 162
Fort Myers, FL 33965
This course consists of two, 2-hour sessions: Afternoon or Evening.
Why Is It Important To Be Educated About Retirement?
Today’s media is spreading information unlike we have ever seen before. Whether it is fact or fiction, there are endless articles, interviews and opinions, from “so-called” experts offering their advice on the best way to approach your retirement and finances.
This is the problem – it is extremely overwhelming to try to prepare yourself when there are so many conflicting opinions on the various topics. Many middle-class families are growing frustrated and uncertain about which options are best for them – creating a sense of uncertainty. Through proper education, you will begin to feel more confident about evaluating what decisions are best for your family . No one wants to enter into retirement lacking confidence in his or her plan.
Is This Course Right For Me?
If you are near or have recently entered retirement and are not 100% confident in your financial plan, this course is for you. Foundation for Retirement course starts at the beginning of the retirement planning process with setting goals, understanding how to calculate living expenses and plan for inflation in the future. From there, the discussion will evolve into effective ways to save for retirement, tax efficiency, insurance strategies, and estate planning. The goal of this comprehensive course is to deliver valuable information that you can take with you to better prepare your family for the next chapter in life.
COURSE AGENDA
Section 1: Pre-Retirement Planning
In today’s world, retirement is different than even when our parents retired and probably will last longer. What are your goals and objectives in retirement and how do you want yours to look like, feel like, and be like? With inflation, rising healthcare costs, and market volatility, many retirees are concerned about their money lasting.
This section will discuss:
- How do we start building for a dream retirement?
- How to live a purposeful and rewarding retirement.
- How socializing and staying active can play a role.
Section 2: Financial Concerns & Issues
Once into retirement, you want to know that your money is going to last and not jeopardize your Florida lifestyle. Find out what has changed and what are the biggest concerns and hurdles for investors. You’ll also learn 6 ways to identify a recession.
This section will discuss:
- Estimate your monthly lifestyle expenses.
- Estimate your monthly income sources from Social Security, pensions, investments, rentals, and other available resources.
- Determine your monthly distributions.
- How to factor in taxes and inflation.
- Understanding the importance of your rate of return.
- How do you properly plan for retirement?
Section 3: Investment Planning
Your portfolio and its diversification should be determined by prioritizing your goals, objectives, and needs. With proper planning your purpose should determine placement of your investments. This section will discuss your investments and help you determine if they are appropriate for your needs.
This section will discuss:
- Let’s get you reacquainted with your portfolio
- How to identify the strengths and weaknesses of your portfolio.
- Learn about volatility, risk, inflation, and withdrawals.
- Learn how to create accountability.
- Stocks vs. bonds vs. ETF’s.
- How investment behavior impacts your emotions and decisions.
COURSE AGENDA
In today’s world, retirement is different than even when our parents retired and probably will last longer. What are your goals and objectives in retirement and how do you want yours to look like, feel like, and be like? With inflation, rising healthcare costs, and market volatility, many retirees are concerned about their money lasting.
This section will discuss:
- How do we start building for a dream retirement?
- How to live a purposeful and rewarding retirement.
- How socializing and staying active can play a role.
Once into retirement, you want to know that your money is going to last and not jeopardize your Florida lifestyle. Find out what has changed and what are the biggest concerns and hurdles for investors. You’ll also learn 6 ways to identify a recession.
This section will discuss:
- Estimate your monthly lifestyle expenses.
- Estimate your monthly income sources from Social Security, pensions, investments, rentals, and other available resources.
- Determine your monthly distributions.
- How to factor in taxes and inflation.
- Understanding the importance of your rate of return.
- How do you properly plan for retirement?
Your portfolio and its diversification should be determined by prioritizing your goals, objectives, and needs. With proper planning your purpose should determine placement of your investments. This section will discuss your investments and help you determine if they are appropriate for your needs.
This section will discuss:
- Let’s get you reacquainted with your portfolio
- How to identify the strengths and weaknesses of your portfolio.
- Learn about volatility, risk, inflation, and withdrawals.
- Learn how to create accountability.
- Stocks vs. bonds vs. ETF’s.
- How investment behavior impacts your emotions and decisions.
Section 4: Annuities
In this section you’ll learn the good, bad, and the truth about annuities. You have questions; we have answers. Find out if an annuity is either right or wrong for you. Find out if different income strategies that can be built could be a better fit than
cash or CD’s.
This section will discuss:
- What is an annuity?
- How could an annuity fit in to your plan?
- Discover the living benefits of some annuities.
- Differences between annuity types.
Section 5: Retirement Income Design
Once you are retired, you are now unemployed, and typically you now have to create your own paycheck. You also have to make sure that it lasts, addresses market volatility, inflation, health care, and so much more. In the section, we’ll go through ways to create income to sustain your Florida lifestyle.
This section will discuss:
- Learn the requirements of an income strategy.
- How to create streams of income.
- Why having an income plan answers a majority of questions.
- Learn about making sustainable monthly withdrawals.
- How to create imperishable income.
- History of social security.
Section 6: Health Care Concerns
As retirees get older and move into retirement, health care becomes a real concern over time and creating a list of priorities is important. From there, you can now review your insurance needs and start to plan for ways to combat the high inflation of health care costs, living, prescriptions and skilled care that may be needed.
This section will discuss:
- Evaluate the rising cost of medical inflation.
- Pros and cons of long-term care insurance.
- How you could protect your assets.
Section 7: Wills, Trusts & Estate Planning
There is no doubt that estate planning can be overwhelming which leads to procrastination. This could be a complicated issue but let’s break it down in the class and help you understand some options and ideas.
This section will discuss:
- Learn about distribution vs taxation.
- Answer many questions about estate planning.
- Learn over a dozen ways to update your estate plan.
- Types of trusts and their benefits.
- Asset protection.
COURSE AGENDA
In today’s world, retirement is different than even when our parents retired and probably will last longer. What are your goals and objectives in retirement and how do you want yours to look like, feel like, and be like? With inflation, rising healthcare costs, and market volatility, many retirees are concerned about their money lasting.
This section will discuss:
- How do we start building for a dream retirement?
- How to live a purposeful and rewarding retirement.
- How socializing and staying active can play a role.
Once into retirement, you want to know that your money is going to last and not jeopardize your Florida lifestyle. Find out what has changed and what are the biggest concerns and hurdles for investors. You’ll also learn 6 ways to identify a recession.
This section will discuss:
- Estimate your monthly lifestyle expenses.
- Estimate your monthly income sources from Social Security, pensions, investments, rentals, and other available resources.
- Determine your monthly distributions.
- How to factor in taxes and inflation.
- Understanding the importance of your rate of return.
- How do you properly plan for retirement?
Your portfolio and its diversification should be determined by prioritizing your goals, objectives, and needs. With proper planning your purpose should determine placement of your investments. This section will discuss your investments and help you determine if they are appropriate for your needs.
This section will discuss:
- Let’s get you reacquainted with your portfolio.
- How to identify the strengths and weaknesses of your portfolio.
- Learn about volatility, risk, inflation, and withdrawals.
- Learn how to create accountability.
- Stocks vs. bonds vs. ETF’s.
- How investment behavior impacts your emotions and decisions.
In this section you’ll learn the good, bad, and the truth about annuities. You have questions; we have answers. Find out if an annuity is either right or wrong for you. Find out if different income strategies that can be built could be a better fit than
cash or CD’s.
This section will discuss:
- What is an annuity?
- How could an annuity fit in to your plan?
- Discover the living benefits of some annuities.
- Differences between annuity types.
Once you are retired, you are now unemployed, and typically you now have to create your own paycheck. You also have to make sure that it lasts, addresses market volatility, inflation, health care, and so much more. In the section, we’ll go through ways to create income to sustain your Florida lifestyle.
This section will discuss:
- Learn the requirements of an income strategy.
- How to create streams of income.
- Why having an income plan answers a majority of questions.
- Learn about making sustainable monthly withdrawals.
- How to create imperishable income.
- History of social security.
As retirees get older and move into retirement, health care becomes a real concern over time and creating a list of priorities is important. From there, you can now review your insurance needs and start to plan for ways to combat the high inflation of health care costs, living, prescriptions and skilled care that may be needed.
This section will discuss:
- Evaluate the rising cost of medical inflation.
- Pros and cons of long-term care insurance.
- How you could protect your assets.
There is no doubt that estate planning can be overwhelming which leads to procrastination. This could be a complicated issue but let’s break it down in the class and help you understand some options and ideas.
This section will discuss:
- Learn about distribution vs taxation.
- Answer many questions about estate planning.
- Learn over a dozen ways to update your estate plan.
- Types of trusts and their benefits.
- Asset protection.
About the Instructor
ERIC KEARNEY
Senior Investment Advisor, Retirement Wealth Advisors LLC
REGISTRATION
Your Tuition Includes:
Course Book
The Foundation for Retirement course comes with a detailed course book that describes the content of the course. This offers attendees the ability to take notes, see examples, and reference the course in the future.
1-hour Consultation (Optional)
Upon completion, you have the option to schedule a private consultation with the instructor. Since it is difficult to address specific questions in the class, this consultation offers a confidential time to address your situation and questions more specifically. No sales pitch; it is your time.
CLAIM YOUR SPOT TODAY!
REGISTER BY PHONE
Call us with any questions to register.
We accept Visa, MasterCard, American Express, or Discover
Email:
Tuition Includes:
- Attendance for spouse, partner, or guest at no additional cost.
- Course textbook materials.
- Optional one-on-one private consultation.
- 4-hours of classroom instruction.
LOCATIONS
- 629 Cape Coral Pkwy E Cape Coral, Fl 33904-8547
- 239 - 288 - 1575
- Autumn@RetirementWealthLLC.com
Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Eric Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Erick Kearney Advisor, LLC, Retirement Wealth Advisors, LLC and their affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.