FOUNDATION FOR RETIREMENT
Retirement Education Course for Ages 55+
REGISTER HERE
LEARN ABOUT IMPORTANT FINANCIAL TOPICS
Wednesday,
October 23
6:00 p.m. to 8:00 p.m.
Florida SouthWestern State College
Charlotte Campus
26300 Airport Rd
Classroom Building D-102
Punta Gorda, FL 33950
Wednesday,
October 30
1:00 p.m. to 3:00 p.m.
Florida SouthWestern State College
Charlotte Campus
26300 Airport
Classroom Building U-106
Fort Myers, FL 33919
Wednesday,
November 6
6:00 p.m. to 8:00 p.m.
Florida SouthWestern State College
Fort Myers Campus
8099 College Pkwy
Classroom Building U-106
Fort Myers, FL 33919
Wednesday,
November 13
1:00 p.m. to 3:00 p.m.
Florida SouthWestern State College
Fort Myers Campus
8099 College Pkwy
Classroom Building U-106
Fort Myers, FL 33919
Please call us at 239-288-1575 if you have any questions.
REGISTER HERE
LEARN ABOUT IMPORTANT FINANCIAL TOPICS
Wednesday, October 23
6:00 p.m. to 8:00 p.m.
Florida SouthWestern State College
Charlotte Campus
26300 Airport Rd
Classroom Building D-102
Punta Gorda, FL 33950
Wednesday, October 30
1:00 p.m. to 3:00 p.m.
Florida SouthWestern State College
Charlotte Campus
26300 Airport Rd
Classroom Building D-102
Punta Gorda, FL 33950
Wednesday, November 6
6:00 p.m. to 8:00 p.m.
Florida SouthWestern State College
Fort Myers Campus
8099 College Pkwy
Classroom Building U-106
Fort Myers, FL 33919
Wednesday, November 13
1:00 p.m. to 3:00 p.m.
Florida SouthWestern State College
Fort Myers Campus
8099 College Pkwy
Classroom Building U-106
Fort Myers, FL 33919
Please call us at 239-288-1575 if you have any questions.
Course for Retirees Age 55+
Why attend?
For those aged 55+ who are nearing or already in retirement, attending a Foundation for Retirement course centered around the 5 key elements needed for a successful retirement is crucial. This course provides invaluable insights into critical areas such as income planning, taxation in retirement, and investment. By understanding these key elements, attendees can make informed decisions that ensure financial stability, protect their assets, and enhance their quality of life during retirement. Don’t miss this opportunity to gain the knowledge and tools to help you live a secure and fulfilling retirement.
YOUR INSTRUCTOR
Your instructor is Eric Kearney, an Investment Advisory Representative of Retirement Wealth Advisors LLC. (RWA).
Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor.
You’ll learn how to:
- Determine if converting your IRA to a Roth IRA is beneficial.
- Identify the main risks to your retirement savings.
- Strategize your retirement income to maintain a comfortable lifestyle.
- Afford and enjoy travel, hobbies, sports, crafts, socializing, business ventures, and lifelong learning.
COURSE AGENDA
In today’s world, retirement is different than even when our parents retired and probably will last longer. What are your goals and objectives in retirement and how do you want yours to look like, feel like, and be like? With inflation, rising healthcare costs, and market volatility, many retirees are concerned about their money lasting.
This section will discuss:
- How do we start building for a dream retirement?
- How to live a purposeful and rewarding retirement.
- How socializing and staying active can play a role.
Once into retirement, you want to know that your money is going to last and not jeopardize your Florida lifestyle. Find out what has changed and what are the biggest concerns and hurdles for investors. You’ll also learn 6 ways to identify a recession.
This section will discuss:
- Estimate your monthly lifestyle expenses.
- Estimate your monthly income sources from Social Security, pensions, investments, rentals, and other available resources.
- Determine your monthly distributions.
- How to factor in taxes and inflation.
- Understanding the importance of your rate of return.
- How do you properly plan for retirement?
- How legislative risk could impact your retirement.
Your portfolio and its diversification should be determined by prioritizing your goals, objectives, and needs. With proper planning your purpose should determine placement of your investments. This section will discuss your investments and help you determine if they are appropriate for your needs.
This section will discuss:
- Let’s get you reacquainted with your portfolio.
- How to identify the strengths and weaknesses of your portfolio.
- Learn about volatility, risk, inflation, and withdrawals.
- Learn how to create accountability.
- Stocks vs. bonds vs. ETF’s.
- How investment behavior impacts your emotions and decisions.
Once you are retired, you are now unemployed, and typically you now have to create your own paycheck. You also have to make sure that it lasts, addresses market volatility, inflation, health care, and so much more. In the section, we’ll go through ways to create income to sustain your Florida lifestyle.
This section will discuss:
- Learn the requirements of an income strategy.
- How to create streams of income.
- Why having an income plan answers a majority of questions.
- Learn about making sustainable monthly withdrawals.
- How to create imperishable income.
- Social Security Strategies & Taxes.
- IRAs, Roth IRAs & Roth IRA Conversion.
- Should you take a lump sum or payment option for your pension?
- Required Minimum Distributions.
- How to create increasing income to offset inflation.
In this section you’ll learn the good, bad, and the truth about annuities. You have questions; we have answers. Find out if an annuity is either right or wrong for you. Find out if different income strategies that can be built could be a better fit than cash or CD’s.
This section will discuss:
- What is an annuity?
- How could an annuity fit in to your plan?
- Discover the living benefits of some annuities.
- Differences between annuity types.
- How to create your personal pension plan from an annuity.
YOUR TUITION INCLUDES
Registration for you and a spouse, partner or guest
Course Workbook
Optional Personal Consultation
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